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• Conclusion

• To ensure you're getting the most out of your PNC credit card's rental car insurance benefits, follow these tips: always use your card to pay for the full rental cost, read the terms carefully before accepting any default coverage from the rental company, and keep documentation of your transaction in case of claims.

• To find competitive rates without sacrificing necessary protections against unexpected mechanical failures requires shopping around among multiple providers since each company has its own set criteria when determining how much they charge per policy based upon individual circumstances beyond just standard demographics used across industries (age being one example).